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Do your online shopping without draining your wallet with BillEase’s BNPL or cash loan options. Just be sure to submit all required documents.
The BillEase app also offers a Buy Now Pay Later service as well as a one-stop shop for e-wallet top-ups, prepaid mobile load, and gaming credits. It recently closed a Series C equity financing round led by TPG’s The Rise Fund and Burda Principal Investment.
How does BillEase work?
BillEse is an online shopping finance service that allows you to pay for your purchases through installment plans at participating merchant partners. It comes with a 3-month 0% interest grace period and consistent monthly payments to help you manage your finances better. You can also unlock exciting features with every successful repayment!
All you need to do is find what you want to buy and choose BillEase as your payment method during checkout. You will then be able to select the amount that you wish to repay and your loan amount will be automatically computed for you. You can also use our Limit Boost(tm) feature to increase your BillEase purchase limits for transactions at our merchant partner stores. Simply tap the icon in the BillEase app to request for a credit limit boost. Your boosted BillEase limit will be available for your next transaction within 3 days.
The BillEase app is easy to use, and it comes with a calculator so you can compute your monthly payments ahead of time. For BNPL, you can also submit proof of income via the app’s streamlined application process—just upload your latest payslip, Upwork Certificate of Employment, bank transaction receipts, or remittance slips.
BillEase is the flagship product of FDFC, a financial technology company building disruptive and innovative products in retail credit for Southeast Asia. It aims to bring fairer and cheaper access to credit for the masses and is backed by strong local and international capital.
What are the benefits of a BillEase loan?
Getting approved for a BillEase loan is quick and simple. Simply submit the latest proof of income, which can be any of the following: payslips, certificate of employment, bank transaction receipts, PayPal transaction history, or remittance slips. Submit as many documents as you can to increase your chances of approval.
Unlike other buy now, pay later services in the Philippines that charge high interest rates, BillEase offers low interest rate plans of up to 3.49% per month. It also has no hidden charges or fees, making it a very affordable and convenient option for shoppers.
With this partnership, BillEase and LG Electronics are making high-quality LG products more accessible to digido loan app Filipino consumers by providing a financing solution that is both flexible and cost-effective. Shoppers can choose from 3 or 6-month installment options with 0% interest. The installment amounts remain consistent throughout the duration of the loan, which allows borrowers to easily plan and budget their payments.
BillEase is a consumer finance and buy now, pay later (BNPL) app developed by First Digital Finance Corporation, a financial technology company using machine learning and AI to build credit products that integrate global best practices with local needs. The app offers personal loans, e-wallet top-ups, prepaid mobile load, and gaming credits at more than 10,000 merchants nationwide. In addition, it provides a secure remittance facility at over 600,000 QRPh-accepting merchants.
How do I apply for a BillEase loan?
The BillEase app is designed to let you shop without having to break your budget. Opening an account and verifying your identity takes less than five minutes. You’ll also be able to use BillEase as an alternative payment method at thousands of online merchants and in select stores nationwide.
The application process requires an active phone number and email address that you can be reached at for verification purposes. You’ll also need a government-issued ID like your driver’s license, passport, SSS card, or TIN ID that you can upload through the app. Make sure the photos you take are clear and crisp so that they’re easy to read by BillEase representatives.
Once your identity has been verified, BillEase will set up a repayment schedule based on your available balance and current monthly income. You’ll receive a notification when it’s time to start making payments. If you’re unable to repay the full amount within the grace period, you’ll have to pay interest for the remaining unpaid balance.
Unlike other Buy Now, Pay Later providers in the Philippines, BillEase offers flexible installment plans with a 0% interest grace period. It’s important to note, however, that you should only apply for the amount that you can afford to repay. It’s also a good idea to make regular payments to avoid defaulting and incurring additional fees.
How do I pay my BillEase loan?
Aside from being convenient, settling your BillEase installment on time demonstrates responsible financial behavior and will positively impact your credit score, allowing you to get approved for more loans in the future. You can pay your installments using a BillEase GCash top-up or by bank transfer. Using the GCash option requires you to input your BillEase loan ID, name, mobile number, and email address on our payment page. Payments will be booked within 1-2 banking days.
If you would like to settle your BillEase installment via a bank transfer, simply log in to your iBanking account and select ‘BillEase’ from the list of ‘payment methods’. You will be provided a payment code which you can submit to your merchant when making the payment. This method does not incur any additional fee other than the bank transfer fees charged by your sending bank.
Alternatively, you can also settle your BillEase installment at any DigiPay agent or branch. Inform the DigiPay agent that you want to pay your BillEase installment, and provide your BillEase account number and contact information. The transaction will be processed instantly and a flat fee of PHP 9 applies per payment.